Published: Aug. 12, 2023
Last Updated: Aug. 1, 2024
The UAE welcomes a larger number of people yearly and it demands the smooth running of traffic it’s important to make rules which should be kept stringently to give consistent and smooth traffic conditions. The UAE’s amended traffic regulation became effective on 1 July 2017. The new UAE traffic laws guidelines focus to safeguard the lives of people on the roads and decrease traffic losses.
Given the increased emphasis on road safety and the complexities of navigating traffic regulations, the role of an insurance lawyer in Dubai has become more crucial than ever. Here are some key benefits of consulting an insurance lawyer in Dubai:
1. Expertise in Navigating Traffic Laws
The updated traffic laws in the UAE include stricter penalties for violations, aiming to deter dangerous driving behaviors and reduce accidents. An insurance lawyer specializing in traffic-related cases can provide invaluable guidance on these regulations, helping individuals and businesses understand their rights and obligations. This expertise is particularly beneficial when dealing with insurance claims arising from traffic incidents.
2. Efficient Handling of Insurance Claims
Accidents can lead to complex insurance claims processes, especially when multiple parties are involved or when injuries occur. An insurance lawyer can assist in filing claims correctly and promptly, ensuring all necessary documentation is provided. This not only expedites the claims process but also increases the likelihood of a favorable outcome.
3. Protection Against Unfair Insurance Practices
Insurance companies sometimes employ tactics to minimize their payouts, such as disputing liability or undervaluing claims. An insurance lawyer can protect clients from such practices by negotiating on their behalf and challenging any unjust actions by insurers. This legal support is essential for securing fair compensation for damages and injuries.
4. Legal Representation in Disputes
In cases where insurance claims are denied or disputed, having a lawyer provides the necessary legal representation to resolve conflicts. Whether through negotiations, mediation, or litigation, a lawyer can advocate for your rights, ensuring that all avenues are pursued for a just resolution.
5. Peace of Mind in a Complex Legal Environment
Navigating the legal landscape of traffic regulations and insurance claims can be daunting, especially for those unfamiliar with the local laws. By engaging an insurance lawyer, individuals and businesses can focus on recovery and normalcy while trusting a professional to handle the legal intricacies.
In UAE the black point system is followed and if a person keeps violating the traffic rules it can cause a seizure of the driving license. 24 black points within a year attract penalties that can be, on account of the first violation the license can be seized for 3 months, on the second violation it can be seized for 6 months and if for the third time the violation is repeated the license can be seized for a year plus the driver cannot get it back until and unless he passes the driving course signed by the traffic authorities.
Ministerial Resolution No. 178 of 2017 regarding traffic control rules regulates many safety and control aspects.
Seat belts
Wearing a seat belt is mandatory for all even the passengers sitting in the rear seat must wear a seat belt, in case of violation the driver will be bound to pay a fine of ADE 400. Children up to 4 years of age must wear a child safety seat in case of violation fine of ADE 400 will be imposed. Plus in both cases, the driver will get four black points. A front-seat passenger must not be less than 10 years old and he should at least be 145 cm tall.
Reckless driving
In case of reckless driving a fine of AED 2,000, be imposed and the driver will get additional 23 black points and his vehicle will be impounded for a period of 60 days. The same penalties will be imposed on a driver who endangers others’ lives.
Driving under the influence
If a driver is found drunk or under the influence of a drug and drives he will be punished, the court will decide the punishment it can be a fine or a jail term. Plus the license of the driver will be seized for a year.
Traffic signals
Motorcycle riders and motorists who ignore traffic lights will be fined AED 1, 000 and cause a penalty of 12 points and their vehicles will be seized for a month.
Use of Mobile while Driving
It’s strictly prohibited to talk over the phone while driving. If found guilty it can attract a fine of AED 800 and the driver will also be charged with four black points.
Not leaving a safe distance between vehicles, surpassing on the hard shoulder, swarming around mishap locales, utilizing quad-bikes on street, jaywalking, violating technical and security issues, utilizing lapsed tires, driving without insurance/vehicle registration, driving the uproarious vehicle, illegal transportation of passengers, throwing garbage.
Speeding
If the speed limit is exceeding 80 kmph the driver will be liable to pay a fine of ADE 3,000 plus 23 black points and his car will also be seized for 6 months.
Parking
If the vehicle is parked in the following place you can be charged with a fine as follow:
Conclusion
With the UAE's commitment to road safety and the complex nature of insurance laws, the role of an insurance lawyer has become indispensable. Whether you're dealing with traffic accidents, insurance claims, or disputes, having a knowledgeable lawyer on your side can make a significant difference. At Al Adl Legal we offer expert legal services to help you navigate these challenges with confidence and ensure your rights are protected.
